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Maria Magdalena
María Magdalena lives with her life companion and their children in a house of her own. She has a clothes making shop where she makes clothes for women, men and children. She makes such items as shirts, dresses and pants, among others. The business is located at home and she’s had it for several years. She’s gained much experience manufacturing and selling and she’s proud of earning the best profits. She has certain advantages in that there is little competition and her business is the best known. She has a large clientele because people know that what she sells is top quality at affordable prices and service is unequaled; she’s always at her customers’ disposal.

María is a tenacious woman who is dedicated to her work; she loves what she does and is always on the lookout for opportunities that will let her stand out and attain success. One of her goals is to make the business grow and taking advantage of current demand, she wants to invest in raw materials but needs capital to pay cash for her purchases which is why she’s asking INTEGRAL for a loan to buy fabric at wholesale, thread, etc. María Magdalena is very responsible and has excellent credit references; she’s certain that she will be able to repay the loan while at the same time providing a better life for her family.
View original language description ↓
María Magdalena vive junto a su compañero de vida y sus hijos en casa propia, ella posee un taller de confección de ropa para damas, caballeros y niños, elabora prendas como camisas, vestidos, pantalones, entre otros, el negocio está ubicado en el lugar de su residencia y tiene varios años de tenerlo, se ha hecho de mucha experiencia en las en la elaboración y venta además esta orgullosa de obtener las mejores ganancias; tiene ciertas ventajas ya que hay poca competencia y su negocio es el más conocido, ya tiene mucha clientela pues las personas saben que todo lo que vende es de primera calidad y a precios accesibles además el servicio es inigualable, siempre se encuentra a la orden de las personas que la visitan; María es una mujer luchadora, dedicada a su labor, ama lo que hace y siempre está a la expectativa de oportunidades que le permitan sobresalir y llegar al éxito, una de sus metas es hacer crecer el negocio y ahora aprovechando el aumento de la demanda quiere invertir en materia prima pero necesita de capital por que sus compras las realiza al contado por eso le solicita a INTEGRAL un crédito que le permita comprar tela por mayor, hilos, etc. María Magdalena es muy responsable y tiene excelentes referencias de crédito tiene la certeza que podrá cancelar la deuda y a la vez darle a su familia una mejor vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 533
    View loans »
    El Salvador Loans Fundraising
  • $23,472,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Maria Magdalena to buy fabric and thread.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 28, 2013
Listed
Feb 6, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013