The credit group Diappalanté groups together 3 men and 2 women who united themselves several years ago already. Among the businesses that exist in the group there is breeding, selling dishes, sheets, cell phones, cosmetic products and foodstuffs. The leader, the woman Khardiata who is 48 years old, has been active in breeding for 7 years now. With this loan, she would like to diversify her products. Madam Khardiata does not support any family dependents and works to improve her business.
In the future, she wants to improve and diversify her business in order to reach more customers.
Le groupe de crédit Diappalanté regroupe 3 hommes et 2 femmes qui se sont unis depuis plusieurs années déjà. Parmi les activités qui existent dans le groupement il ya l’élevage, la vente de vaisselle, draps, portables, produits cosmétiques et produits alimentaires. Concernant leur responsable, la dame Khardiata,agée de 48 ans, elle s’active dans l’élevage depuis 7 ans maintenant. Avec le crédit, elle désire diversifier ses produits. Madame Khardiata ne supporte pas de charges familiales et travaille à améliorer son activité.
Dans l’avenir, elle désire améliorer et diversifier son métier afin de toucher plus de clients.
This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.