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Mumtaz is 43 years old, vigorous, and married with six children. Two of her daughters assist her in her work. For the past 13 years, Mumtaz has run a hand-embroidery business. She is proud to be famous in her community as the best at making beautiful patterns with thread and beads. Mumtaz is zealous about her work, and her client demand is strong.

Mumtaz is requesting a 25,000 PKR loan to buy raw materials such as thread, sequins, and pearls of various colors and in large quantities to meet with her increasing demand. In the future, she dreams of running a training center for the girls of her community. Mumtaz would like to teach embroidery skills so her students can help her to expand her business and also earn money for themselves.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 449
    View loans »
    Pakistan Loans Fundraising
  • $15,084,775
    Funds lent in using Kiva
  • 97.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Mumtaz to buy materials such as thread, sequins, and pearls of various colors and quantities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Feb 7, 2013
Currency Exchange Loss:
Feb 17, 2014