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Ms. Shazia is a 39-year-old married woman and the mother of four children. She has been running a sewing business for the past nine years. She stitches for the people living around her house and uses the income to support her entire family members. She has accepted the fact that if her husband works alone for the family, he will not be able to manage the expenses of the household, especially considering the educational needs of their children.

Shazia makes enough money to contribute to the family's income and has become well-known for her work in stitching bed sheets, covers and pillows. Now she has requested a loan of PKR 20,000 from the Kashf Foundation to purchase more thread, buttons, laces and zippers. In this way she will be able to meet the family's increasing demands consistently. Shazia hopes to grow her business and dreams of giving a good and quality education to her children through all her hard work on her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 433
    View loans »
    Pakistan Loans Fundraising
  • $15,125,250
    Funds lent in using Kiva
  • 97.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Shazia to purchase more thread, buttons, laces and zippers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Feb 7, 2013
Currency Exchange Loss:
Feb 17, 2014