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Ms Nasreen is a 48-year-old married woman. She has been successfully running a shop of lace in her area for the last three years. She offers lace in various colors and designs. Due to her business, she is well known in her community. Her husband is running a crockery shop, but earns insufficient income to support his family alone.

Nasreen is a mother of three children and is motivated to provide for her family. She wants to grow her business, so she contacted Kashf Foundation and applied for a loan of Rs. 30000. It would help her to purchase lace and ribbons in various colors and designs, taking into account the demands of her customers.

She is in her 2nd loan cycle and has shown excellent repayment behavior. She wishes to utilize part of the revenues to provide quality education to her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $14,718,825
    Funds lent in using Kiva
  • 97.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Nasreen to purchase lace and ribbons in various colors and designs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Feb 7, 2013
Currency Exchange Loss:
Feb 17, 2014