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Houng's Group
In this Group: Houng, Sokheng
Houng, a diligent farmer residing in Dambae District of Kampong Cham Province, is 31 years old and a married mother of two schoolgirls. She and her husband support the family by growing cassava on three hectares of land and planting rice on one hectare. She has been in this business for seven years and is able to earn up to 18,000 riels (KHR) per day.

Including this cycle, she is a fifth time borrower, and her co-borrower is a sixth time borrower in the same group of two woman. Her past loans have relieved her family's hardships with the income she has made from her business. Houng fully repaid her loan already. This cycle, she and her fellow group member are seeking a loan of 1,400,000 KHR each. As the group leader, Houng is going to spend her portion on purchasing potash and insecticide and paying for labor costs. She hopes to make more income and move on to a good living gradually.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 254
    View loans »
    Cambodia Loans Fundraising
  • $38,148,650
    Funds lent in using Kiva
  • 3,983.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Houng's Group's $725 loan helped a member to buy potash and insecticide.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 9, 2013
Mar 1, 2013
Currency Exchange Loss:
Feb 19, 2014