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Sila's Group
In this Group: Sila, Ouk
Originally from the Dambae district of Kampong Cham province, Sila is 50 years old and married. She has seven children, two of whom are students at a local state school. She makes a living through cassava growing on one hectare of farmland. She has been involved in this business for 30 years. She has been with VisionFund for the past two loan cycles and has repaid her loan with success. It helped her to pay for her daily basic needs and increase her family’s livelihood gradually. Now, she is applying for 1,400,000 KHR, whereas her co-borrower is seeking a loan for 1,000,000 KHR. She will use her loan portion to buy fertilizer and insecticide for her crops. She hopes to grow her cassava fruitfully and get a double yield so that her income will increase for her family’s sake.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 272
    View loans »
    Cambodia Loans Fundraising
  • $37,506,450
    Funds lent in using Kiva
  • 3,983.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sila's Group's $625 loan helped a member to buy fertilizer and insecticide for her crops.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Jan 9, 2013
Mar 1, 2013
Currency Exchange Loss:
Jan 18, 2014