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Ratha's Group
In this Group: Ratha, Siphon
Ratha is 28 years old and a citizen of Ou Reang Ov district of Kampong Cham province. She has two little kids under her roof. She struggles to cover her daily income from one hectare of rice and another one hectare of cassava growing. Involved in this business for eight years, she is able to earn up to 25,000 KHR per day.

Now, she is in need of working capital to support her farm. Therefore, she formed a group of two to apply for a loan. As a first-time borrower, she is seeking 2,000,000 KHR while her co-borrower is seeking 1,000,000 KHR. Ratha is going to spend her loan portion to lease a plot of farmland to grow cassava for extra income. She hopes to make more income from her current business and better her lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 267
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 3,983.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ratha's Group's $775 loan helped a member to lease a plot of farmland to grow cassava for extra income.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 9, 2013
Mar 1, 2013
Currency Exchange Loss:
Feb 19, 2014