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Bendiya Group
In this Group: Mamou , Wawa , Mariam , Safiatou
The 4 women of the Bendiya group are married and mainly live in polygamous family environments. They have an average age of 43 and, on average, 5 children. They all live in the village of Noumou Wêrê in the Ségou region (4th administrative region of Mali) and got to know each other thanks to neighbourly and family relationships. They buy mortars and gourds which they engrave with nice slogans and motifs and resell. The members of the group decided to work together with Soro Yiriwaso in order to increase their business and are on their 14th group loan cycle.

Safiatou (the woman standing on the far left of the photo) is well known in the village of Noumou Wêrê for her engraved mortars and gourds. She plans to use her loan to buy 80 gourds and 20 mortars from the markets in the surrounding villages of the Ségou region and at the Médine market. The sales are made for cash or credit at home, on the streets and by request, to a clientèle mostly made up of women. In order to do the engraving, needles are put in the fire for at least one hour, and when they are red hot they are taken out and used to create a nice design on the outside of the mortars or gourds, according to the customers' desires. Safiatou expects to make an average monthly profit of 25,000 francs with the help of this loan, which will be reinvested in her business and used to keep the household supplied with condiments.
Les quatre femmes du groupe Bendiya sont mariées majoritairement dans des familles polygames. Elles ont en moyenne 43 ans et 5 enfants. Elles habitent toutes dans le village de Noumou Wêrê dans la région de Ségou (4ème Région administrative du Mali) et se sont connues à travers des liens de voisinage et de parenté. Elles font l’achat des mortiers et des calebasses qu’elles gravent avec de beaux slogans et figures pour les revendre.
Dans le but d’augmenter leurs fonds de commerce les membres du groupe ont décidé de collaborer avec Soro Yiriwaso et sont à leur 14ème cycle de prêt solidaire.
Madame Safiatou (femme debout à l’extrême gauche sur la photo) a une grande réputation dans la vente de calebasses et de mortiers gravés dans le village de Noumou Wêrê. Elle compte utiliser son prêt pour acheter 80 calebasses et 20 mortiers, avec les foraines des villages environnants de Ségou, au marché Médine. La revente se fait au comptant et à crédit à domicile, en ambulant et sur commande à une clientèle composée majoritairement de femmes. Pour faire de la gravure, on met des aiguilles dans le feu pendant une heure au moins, quand elles rougissent, on l’enlève puis on fait de beaux dessins avec sur la partie externe des mortiers ou calebasses en fonction du goût de la clientèle. Madame Safiatou envisage réaliser un bénéfice mensuel moyen de 25.000 FCFA avec ce prêt, qui sera utilisé, pour être réinvesti dans l’activité et assurer le ravitaillement du foyer en condiments.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,200
    Average annual income
  • 156
    View loans »
    Mali Loans Fundraising
  • $11,265,850
    Funds lent in using Kiva
  • 483.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Bendiya Group's $625 loan helped a member to buy gourds and mortars.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 22, 2013
Listed
Feb 6, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013