Ha is a 44-year-old married woman with two children. She lives in a small house in Ho Chi Minh City. Ha and her husband have run a business making soya curd for the past seven years. She would like to receive a loan to expand her business by purchasing a greater quantity of soya beans to increase her production. She hopes that this will enable her to increase the turnover of her business, earn a higher income and improve her family's living conditions.
About Capital Aid Fund for Employment of the Poor
Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.