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Elsa is 29 years old, married, and has two children who are both in school. She is a very hard working entrepreneur.

Elsa has a fishing business in the Philippines. Elsa requested a 10,000 PHP loan amount through NWTF to buy fishing nets and other equipment.

Elsa has been in this business for three years. In the future, Elsa would like to save money to expand her business and send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1615
    View loans »
    Philippines Loans Fundraising
  • $60,713,650
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Elsa to buy fishing nets and other equipment.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Feb 6, 2013
Currency Exchange Loss:
Nov 17, 2013