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Melba is 56 years old and married with seven children. One of her children is currently in school and Melba works very hard to provide for her family. For the past ten years, she has operated a general store in the Philippines where she sells a variety of items such as shampoo, eggs, canned goods, candies, groceries, and other products.

Melba is requesting a 10,000 PHP loan through NWTF to buy items to sell such as shampoo, eggs, canned goods, candies, and groceries. In the future, she would like to save money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1325
    View loans »
    Philippines Loans Fundraising
  • $57,860,075
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Melba to buy items to sell such as shampoo, eggs, canned goods, candies, and groceries.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Feb 6, 2013
Currency Exchange Loss:
May 17, 2013