Sina is a 40 year old woman who is married with four children. For the past four years, she has operated a cattle farm. Sina joined SPBD in 2009 to gain access to financial services.Sina is requesting a loan to purchase supplies such as a wheelbarrow, nails, timber, and wire for her business. She will also purchase uniforms for her kids. Sina plans to use the profit from her loan to save for her children's education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.