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Sadia's Group
In this Group: Sadia, Tahira, Naila, Nasreen, Shaheen
Sadia, a 28-year-old mother of one daughter, lives in Rawalpindi, Pakistan where her husband works in the private sector. Since 2010, Sadia has been running a small beauty salon out of her home.

As a member of a five-person lending group, she has requested a loan from Kiva's partner BRAC Pakistan to purchase a variety of beauty and cosmetic products for her salon including facial creams, a hair dryer, makeup kits, nail polishes, etc.

Sadia is hopeful that the loan will be a productive one. With the profit she wants to expand her business and put aside some savings for her daughter's future. She is thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 475
    View loans »
    Pakistan Loans Fundraising
  • $15,107,750
    Funds lent in using Kiva
  • 97.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sadia's Group's $1,025 loan helped a member to purchase a variety of beauty and cosmetic products for her beauty salon.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Feb 6, 2013
Currency Exchange Loss:
Jan 17, 2014