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Ester Noemy
Ester Nohemy lives with her partner in their own house. She has a clothing shop for women, men, and children. Her clothes are very fashionable and popular with her customers due to her extensive experience in retail, which helps her obtain the best profits.

She sells at a location that she considers excellent for her needs and where she has many customers that prefer her due to the quality of her products, good prices, and, more than anything, for her excellent service.

Ester is a very enterprising woman, is dedicated to her work and wants very much to get ahead. She always looks out for new opportunities that might permit her to get one step closer to success and to her competition. She won't give up when faced with any obstacle.

In recent weeks, demand has increased and she wants to take advantage of it in order to make a new investment. For this reason, she is asking INTEGRAL for a loan to allow her to buy clothes wholesale.

Ester Nohemy has good payment references and impeccable morals. She guarantees that she will be able to pay back her debt and at the same time has confidence that it will give her family a full life.
View original language description ↓
Ester Nohemy vive junto a su compañero de vida en casa propia; ella posee una venta de ropa para damas, caballeros y niños, ropa muy novedosa y al gusto de los clientes, se ha hecho de mucha experiencia en las ventas y eso le ayuda a obtener las mejores ganancias; comercia desde un lugar que califico como excelente para sus actividades comerciales, ya tiene mucha clientela que la prefiere por la calidad del producto, los buenos precios y sobre todo por el excelente servicio; Ester es una mujer emprendedora, dedicada a su labor y con muchas ganas de salir adelante, siempre esta a la expectativa de nuevas oportunidades que le permitan estar un paso mas cerca del éxito y de su competencia, no se rendirá frente a ningún obstáculo; en las ultimas semanas aumento la demanda y quiere aprovechar para realizar una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar ropa por mayor. Ester Nohemy tiene buenas referencias de pago y una moral intachable, asegura que podrá saldar la deuda y a la vez tiene confianza que le dará a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 562
    View loans »
    El Salvador Loans Fundraising
  • $23,942,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Ester Noemy purchase wholesale clothes.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 25, 2013
Listed
Feb 5, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 18, 2013