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Luz Marixa
Luz is 35 years old and lives in her own house together with her family members. She works in agriculture with basic grains like corn and beans. She has been doing this work for some time, and it’s in this way that she brings in the daily bread to her home.

Luz is an enterprising, hardworking, and responsible woman. She has always worked in agriculture; therefore, she knows how to do this work very well.

Every year, she does this work from which she sells a part of her harvest. She saves the other part to eat. Little by little, in this way she gets ahead and gives her family their basic nutrition.

She has made the decision to request this loan in order to invest in agricultural supplies such as: seeds, fertilizer, insecticides, etc. In this way, she earns a living and puts bread on her table every day. She hopes that this year, the harvest will be favorable and she will succeed in fulfilling her dreams.
View original language description ↓
Luz de 35 años de edad y habita en casa de su propiedad junto con su grupo familiar. Ella se dedica a la agricultura de granos básicos como maíz, frijol. Esta actividad la realiza desde hace tiempo y es así como logran llevar el pan de cada día a su hogar. Luz es una mujer emprendedora, trabajadora y responsable. Siempre se ha dedicado a la agricultura por lo que conoce muy bien la manera de hacer esta activada. Cada año realiza esta actividad de la cual vende una parte de su cosecha y la otra la deja para consumo. Es así como poco a poco va saliendo adelante y dando a su familia el alimento básico. Ha tomado la decisión de solicitar este crédito a INTEGRAL para invertir en los insumos agrícolas como: semillas, abonos, insecticidas, etc. Es así como se gana la vida y lleva el pan de cada día a su hogar. Espera que este año la cosecha sea favorable y logre cumplir su sueño.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 646
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Luz Marixa to invest in agricultural supplies like: seeds, fertilizer, insecticides, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Feb 5, 2013
Currency Exchange Loss:
Nov 17, 2013