Liliana lives in her own home with her family. She works in agriculture, growing the main basic grains such as corn and beans. After harvesting her crop she sells part of it to meet the needs of her household, which are greater every day. She is a very hardworking and admirable woman, and the most important thing in her life is to earn her daily bread with dignity through her own labor. She has worked in agriculture all of her life, and thus has managed to survive, given that she has no other source of income besides agriculture. As a enterprising and visionary woman she made the decision to approach this organization as the date to begin planting crops is approaching and she wants to be prepared. For this reason she is requesting a loan through INTEGRAL to buy agricultural supplies such as: seeds, insecticides, fertilizer and others, in order to begin planting as soon as possible and to be able to harvest the fruits of her labor. She trusts completely that she will obtain an abundant harvest that will allow her to improve the quality of life for her family.
Liliana habita en casa de su propiedad junto con su familia. Ella se dedica a la agricultura de los principales granos básicos como son: maíz y frijol. Después de sacar la cosecha comercializa una parte de su cultivo para poder suplir las necesidades de su hogar que cada día son mayores. Ella es una mujer muy emprendedora y admirable lo más importante en la vida es ganarse el pan de cada día dignamente con el trabajo de sus manos . Ha trabajado toda su vida en la agricultura y es así como ha logrado sobrevivir, puesto que no cuenta con otra fuente de ingresos diferente a la agricultura. Como toda mujer emprendedora y visionaria ha tomado la decisión de acercarse a esta institución ya que la fecha para empezar las siembras se aproximan y quiere estar preparada. Es por esta razón que solicita este préstamo a INTEGRAL para invertir en la comprar de los insumos agrícolas como: semillas, insecticidas, abonos u otros. Para comenzar la siembra lo más antes posible y poder cosechar los frutos de su esfuerzo. Confía plenamente que obtendrá una cosecha abundante la cual la cual le permitirá mejorar su calidad de vida y la de su familia.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.