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Maria Esperanza
María Esperanza lives with her life companion and children. She makes a living selling Herbalife products (they sell vitamins and other products that help maintain better nutrition). She has had the business for a few years and it has given her much experience which allows her to obtain better products. Her sales are to the maximum because it is a very trustworthy product. The business is located in her home and she also sells by traveling to different neighborhoods. She is very well known by the locals, and she has many customers because they all know that everything she sells is good quality, at accessible prices, and with unequaled service within reach for her customers. María is very entrepreneurial, dedicated to her work and very persistent. Day by day she puts for the maximum effort to make a better life and achieve success in the future. In recent weeks she increased the demand and she wants to take advantage for a new investment, but she does not possess the sufficient capital to support her. For that reason, she is requesting a loan from INTEGRAL that will allow her to buy Herbalife products in bulk. María has good payment references and impeccable morals. She is thankful for the help, and assures that she will be able to settle the debt and at the same time has the hope that she will bring economic security to her home.
View original language description ↓
María Esperanza vive junto a su compañero de vida y sus hijos, ella se dedica a la venta de productos Herbalife venden vitaminas y otros productos que ayudan a mantener una mejor nutrición, tiene varios años con el negocio y eso le ha regalado mucha experiencia que le permite obtener las mejores ganancias, sus ventas llegan al máximo porque es un producto muy confiable, el negocio esta ubicado en su vivienda y también comercia de forma ambulante, es muy conocida por las personas del lugar, se ha hecho de mucha clientela pues todos saben que todo lo que comercia es de calidad, a precios accesibles y con un servicio inigualable siempre a la orden y al alcance de los clientes; María es una mujer emprendedora, dedicada a su labor y muy luchadora día con día se esfuerza al máximo para ganarse una vida mejor y un gran éxito para el futuro, en las ultimas semanas aumento la demanda y quiere aprovechar para una nueva inversión, pero no posee de suficiente capital que la respalde por eso le solicita a INTEGRAL un crédito que le permita comprar productos Herbalife por mayor. María tiene buenas referencias de pago y una moral intachable se siente agradecida con la ayuda, asegura que podrá saldar la deuda y a la vez tiene la esperanza que llevara a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 700
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Maria Esperanza to buy Herbalife products in bulk.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 24, 2013
Listed
Feb 5, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 25, 2013