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Josue Daniel
Josué Daniel lives with his life partner in his own house; he has a business selling clothing for women, men, and children. Additionally, in order to supplement his household expenses, he sells footwear in all sizes. He’s had this small business for a long time, and it has given him valuable experience in sales, which helps him to get better earnings.

He sells from a location that he describes as a very good for his business activities. He has many customers who prefer him because of the quality of his products, his good prices, and above all, for his excellent service.

Josué is an enterprising man, dedicated to his work and with a great desire to get ahead. He is always on the lookout for new opportunities that will allow him to get one step closer to success, and he will not give up until he achieves it in full.

In recent weeks, his demand has increased, and he wants to take advantage of this in order to make a new investment. Therefore, he is requesting a loan from Integral that will allow him to purchase clothing in bulk.

Josué Daniel has good payment references and faultless morals. He assures that he will be able to pay off the debt; at the same time, he will give his family a full life.
View original language description ↓
Josué Daniel vive junto a su compañera de vida en casa propia; el posee una venta de ropa para damas, caballeros y niños y adicional a eso para complementar los gastos del hogar vende calzado en toda talla, tiene mucho tiempo con el pequeño negocio y eso le ha regalado valiosa experiencia en las ventas lo que le ayuda a obtener las mejores ganancias; comercia desde un lugar que califico como muy bueno para sus actividades comerciales, tiene mucha clientela que lo prefiere por la calidad del producto, los buenos precios y sobre todo por el excelente servicio; Josué es un hombre emprendedor, dedicado a su labor y con muchas ganas de salir adelante, siempre esta a la expectativa de nuevas oportunidades que le permitan estar un paso mas cerca del éxito y no se rendirá hasta lograrlo por completo; en las ultimas semanas aumento la demanda y quiere aprovechar para realizar una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar ropa por mayor. Josué Daniel tiene buenas referencias de pago y una moral intachable, asegura que podrá saldar la deuda y a la vez tiene fe que le dará a su familia una vida plena

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 607
    View loans »
    El Salvador Loans Fundraising
  • $28,040,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Josue Daniel to purchase wholesale clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 5, 2013
Currency Exchange Loss:
Aug 18, 2013