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Maria Hilda
Hilda Maria lives with her life partner in her own house. She works as a florist in shop selling a variety of arrangements for weddings and other occasions. She has been in this business for many years, and that has given her lots of sales experience which helps her earn a higher income. She is well known for having a special talent for decorating and excellent taste in flowers. Many customers prefer her because of the quality of the flowers, the good prices, and also the excellent customer service. Maria is an active woman, dedicated to her work, and very eager to get ahead. She’s always looking for new opportunities that will bring her success. Every day she works her hardest because she knows that only that way will she achieve her dream. In the last weeks, demand has increased, and she wants to be able to make a new investment. However she needs money, and for that reason she’s asking Integral for a loan to buy flowers, bows, decorating material, etc. Maria Hilda has good references, and she’s responsible. She says that she will be able to pay off the debt, and she has confidence that she will give her family a better quality of life.
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María Hilda vive junto a su compañero de vida en casa propia, ella se dedica a la a la venta de floristería en variedad decoran arcos para bodas y otras ocasiones, ya tiene varios años con el negocio y eso le ha regalado mucha experiencia en la venta lo que le permite obtener las mejores ganancias, es muy conocida pues tiene un don especial para la decoración y un gusto excelente para las flores se ha hecho de mucha clientela que la prefiere por la calidad de las flores, los buenos precios y además por el excelente servicio; María es una mujer activa, dedicada a su labor, con muchas ganas de salir adelante, siempre esta a la expectativa de nuevas oportunidades que le permitan alcanzar el éxito, todos los días se esfuerza al máximo porque sabe que solo así lograra su objetivo, en las ultimas semanas aumento la demanda y quiere aprovechar para realizar una nueva inversión, pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar flores, arcos, material de decoración etc. María Hilda tiene buenas referencias de pago y es responsable asegura que podrá saldar la deuda y a la vez confía que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 452
    View loans »
    El Salvador Loans Fundraising
  • $23,251,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Maria Hilda to buy flowers, bows, and decorating material.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 21, 2013
Feb 5, 2013
Currency Exchange Loss:
Mar 15, 2013