Bellavista (Cuenca) Group
One of the members of this group is María Dolores. She lives by the sector with the same name as the communal bank. This new loan is her fourth. All of this time at the side of her companions has allowed her to come to have a better relationship with them and expand their bonds of friendship.
María Dolores is 47 years old, is married and she has conceived two children from this marriage who are 23 and 21 years old. Her first child works and helps her economically. Her second child is married and lives independently. Her husband works daily as a bricklayer. They don’t have their own house so they live in one they are renting.
María Dolores devotes herself to the household chores and as she lives in the country she also works in agriculture. What she harvests is only for home consumption. She raises and sells guinea pigs, chickens, pigs and cows from which she sells the milk.
She is going to invest her new loan in the purchase of pigs and feed for all of the animals.
The small photo is of a member who couldn’t be present when the group photo was taken.
Una de las socias de este grupo es la Señora. María Dolores, vive por el sector que lleva el mismo nombre del banco comunal, con este nuevo crédito está realizando su cuarto crédito, todo este tiempo a lado de sus compañeras le ha permitido llegar a tener una mejor relación y ampliar sus lasos de amistad.
La Señora. María Dolores tiene 47 años, es casada y fruto de su unión conyugal ha concebido 2 hijos de 23 y 21 años de edad, su primera hija trabaja y le ayuda económicamente, su segundo hijo es casado y vive independiente. Su esposo labora diariamente como albañil, no tienen casa propia por lo que viven arrendando.
Doña María Dolores se dedica a los quehaceres de su hogar y como vive en el campo también se dedica a la agricultura, lo que cosecha es solo para el consumo de su hogar. Cría y vende cuyes, pollos, cerdos y ganado del cual comercializando la leche.
Su nuevo crédito lo va a invertir en la compra de cerdos y alimento para todos sus animales.
La foto pequeña es de una socia que no pudo estar presente cuando se tomo la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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