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Helaman Jose
Helaman lives in the city of Camana where beautiful beaches are found and a varied cuisine can be enjoyed; among the dishes is one of the most delicious: “Chupe de Camarones. He’s a very hardworking man who very much wants to get ahead which is why Helaman works as an assistant in construction in whatever construction projects are current in the city because he helps his parents to cover household expenses. He works about 9 hours daily and can take care of up to 2 customers per day depending on the size of the construction project it is. He believes he’s getting ahead because he’s very responsible and works in an honest way.

Helaman is very grateful to Kiva lenders because thanks to the support provided he’ll be able to make some home improvements, especially the walls that are quite cracked thus improving his family’s quality of life and continuing to strive to make his greatest dream reality: to buy a motorcycle to get around better.
View original language description ↓
En la ciudad de Camana donde se encuentran playas preciosas y se puede apreciar una gastronomía variada entre los cuales figura uno de sus mas deliciosos platillos el cual es el riquísimo “Chupe de Camarones”; vive Helaman, un hombre muy trabajador y con muchos deseos de salir adelante, es por ello que cada día Helaman trabaja como Ayudante de construcción en cuanta construcción pueda haber en la ciudad ya que él apoya a sus padres con los gastos del hogar, el trabaja alrededor de 9 horas al día y puede atender hasta 2 clientes al día, pero depende del tamaño de la construcción que realice; el cree que está saliendo adelante porque es muy responsable y trabaja de manera honrada.

Helaman está muy agradecido con los prestatarios Kiva ya que gracias al apoyo brindado podrá realizar mejoras en su vivienda en especial mejorar las paredes ya que se encuentran muy agrietadas, así podrá mejorar la calidad de vida de su familia y seguir luchando para poder hacer realidad su más grande sueño:” Comprar una moto para poder movilizarse mejor”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Helaman Jose to buy building supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 11, 2013
Feb 12, 2013
Currency Exchange Loss:
Mar 17, 2014