Helaman is very grateful to Kiva lenders because thanks to the support provided he’ll be able to make some home improvements, especially the walls that are quite cracked thus improving his family’s quality of life and continuing to strive to make his greatest dream reality: to buy a motorcycle to get around better.
Helaman está muy agradecido con los prestatarios Kiva ya que gracias al apoyo brindado podrá realizar mejoras en su vivienda en especial mejorar las paredes ya que se encuentran muy agrietadas, así podrá mejorar la calidad de vida de su familia y seguir luchando para poder hacer realidad su más grande sueño:” Comprar una moto para poder movilizarse mejor”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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