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Luz De Maria
Luz de Maria lives together with her husband and their children in their own home. Thanks to God, she is a women who has been a hard worker and also an exemplary mother and great example for her children throughout her whole life. She is responsible, attentive, and humble, but with a good desire for self-improvement. Her profession is ranching, a financial activity that consists of raising animals for their use. This is how she honestly earns a living day-to-day and her home has never lacked enough food. She wants to buy more livestock such as cows, bulls, and goats. She also wants to buy agricultural supplies since she has a crop of corn and beans, and she wants to begin to sell what she grows. It's for this reason that she is requesting this loan from INTEGRAL to buy these things. She hopes to have the support because presently she hardly has any animals and she wants to continue providing her family with better living conditions.
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Luz de Maria vive junto a su esposo y sus hijos, en casa propia. Gracias a Dios es una mujer que toda su vida ha sido trabajadora y ha sido una buena madre ejemplar para sus hijos siendo un gran ejemplo para ellos. Luz de Maria es responsable, atenta, humilde pero con buenos deseos de superación su profesión es ganadera siendo esta una actividad económica que consiste en la crianza de animales para su aprovechamiento. Es así como día a día se gana la vida honradamente y nunca ha faltado el pan en su hogar el desea comprar mas ganado vacas, toros y cabras y tambien insumos agricolas puesto que posee cosecha de maiz y frjol y así comenzar a comercializar lo que les dan es por eso que solicita a INTEGRAL un préstamos para la compra de estos y espera contar con la ayuda ya que ya casi no tienen animales y quiere seguirle brindando mejores condiciones de vida a su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 644
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Luz De Maria to buy more livestock such as cows, bulls, goats, and also agricultural supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 24, 2013
Feb 5, 2013
Currency Exchange Loss:
Aug 18, 2013