In the city of Sandino, Managua, Don Concepción is regarded as a honourable, responsible, honest and hard-working person. He is 58 years old and currently works for a state institution with an employee under his supervision. His wife is at home and doesn't have any income.
With his low salary, he can't afford building a small annex to his house. It is his dream to enlarge the house, which is small, and for his family to live more comfortably. This is why he's requesting a loan from Ceprodel and Kiva, which he will use to buy cement, sand, blocks and workforce. His biggest dream is to build an extra room that would give his family a better quality of life.
En el municipio de ciudad Sandino ubicada en Managua, Don Concepción es conocido como una persona honrada, responsable, honesta y dedicado al trabajo.
Concepción de 58 años actualmente trabaja en una institución del estado, cuenta con una persona bajo su cargo, su esposa no cuenta con ningún ingreso es ama de casa.
Con lo poco del salario que el gana, no puede construir un pequeño anexo a su vivienda ya que su sueño es ampliarla más, debido que es pequeña para que la familia viva más cómoda.
Es por eso que solicita financiamiento de ceprodel y kiva. Dicho crédito lo estaré invirtiendo en la compra de cemento, arena, bloque y pago de mano de obra, sus principales sueños es construir un dormitorio que le dará mejores condiciones de vida a su familia.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.