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Cirila Faviana
Cirila is 38 years old. She is the mother of three children whom she loves so much and for whom she works to succeed on her own because she is a single mother and every day she fights tirelessly to be able to give her children the opportunities that she did not have. Cirila was only able to study until the fifth grade of secondary school, due to financial difficulties. The home where Cirila lives is in the city of Camana, known for its varied climate as well as for its agricultural development, especially the cultivation of rice.

Day by day, Cirila works in her small business selling meals. Her specialty is selling broasted chicken, chicken broth, salchipapas, and other meals. Cirila works about eight hours per day and may have up to 20 customers a day. She believes things are going well for her business because she is very friendly to her customers and because she has good seasoning (for her food).

Cirila is very happy and grateful to the Kiva lenders because thanks to their help, she will be able to buy utensils for her business, such as frying pans, ladles, colanders, and other items. This way, she will be able to have the materials she needs to be able to work and improve her customer service, which will allow her to be able to improve her income and continue fighting to be able to make her greatest dream come true: to give her children good careers and to have a better location for her business.
View original language description ↓
Cirila tiene 38años de edad, es madre de 3 hijos a quienes ama muchísimo y a quienes saca adelante sola ya que ella es madre soltera y cada día lucha de manera incansable para poder brindarle a sus hijos las oportunidades que ella no tuvo; ya que Cirila solo pudo estudiar hasta el quinto grado de secundaria, debido a sus pocos recursos económicos. La vivienda donde habita Cirila se encuentra en la ciudad de Camana, caracterizada por su clima variado y asimismo por el desarrollo de su agricultura en especial el cultivo de arroz.

Día a día Cirila trabaja en su pequeño negocio de venta de comida, en especial ella venden pollo broster, caldo de gallina, salchipapas, entre otros, Cirilla trabaja alrededor de 8 horas al día y puede atender hasta 20 clientes diariamente; ella cree que le va bien en su negocio porque es muy amable con los clientes y también porque tiene una buena sazón.

Cirila está muy feliz y agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar utensilios para su negocio como sartenes, cucharones, coladores, entre otros, así ella podrá tener los materiales necesarios para poder trabajar y mejorara la atención a sus clientes, lo que le permitirá poder mejorar sus ingresos y seguir luchando para poder hacer realidad su más grande sueño:” Darle una buena profesión a sus hijos y poder tener un mejor local para su negocio”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 83
    View loans »
    Peru Loans Fundraising
  • $55,191,575
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Cirila Faviana be able to purchase utensils such as frying pans, ladles, colanders, and other items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 6, 2013
Listed
Feb 5, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013