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Bairon Baltazar
Bairon’s a man who very much wants to improve. He lives with his family and is very committed to his daily duties. What’s most important to him is that his children never lack their daily bread. His profession is agriculture and thanks to much effort he has a small basic grains crop and thanks to God his business has remained stable because of his affordable prices. In addition, during times when there’s not much harvest he works as a day laborer and spends most of his time working since this is his source of income and he’s the only one in charge of providing daily sustenance for his home. Bairon wants to continue harvesting the best crops which is why he’s asking INTEGRAL for a loan to buy farm supplies like manure, fertilizer, seeds, pesticide, etc. thus continuing being a good father and exemplary husband.
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Bairon es un hombre con muchos deseos de superación, vive junto a su familia y es muy comprometido con lo que le corresponde hacer diariamente, lo que más le importa en la vida es que a sus hijos no le haga falta en pan de cada día. Su profesión es ser agricultor gracias a mucho esfuerzo realizado tiene una pequeña cosecha de granos básicos y su negocio se ha mantenido gracias a Dios ya que maneja precios accesibles, además en los tiempos donde no hay mucha cosecha se dedica a la labor de ser jornal y el dedica mayor tiempo al trabajo ya que es su mayor fuente de ingreso, y es el único responsable de llevar el sustento diario a su hogar. Bairon desea seguir cosechando los mejores cultivos es por eso que solicita a INTEGRAL un préstamo para la compra de insumos agrícolas como: abonos, fertilizantes, semillas, pesticidas u otros. Y así seguir contribuyendo a ser un buen padre y esposo ejemplar.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 836
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Bairon Baltazar to buy farm supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 28, 2013
Feb 5, 2013
Currency Exchange Loss:
Feb 21, 2014