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Elba Jalec
Elba, 39, lives in a humble house together with her joyful family. She is a woman with many aspirations and a strong will to improve. She is attentive, kind and responsible and she focuses in what she does best: giving her family happiness and joy.

Elba grows corn, beans and a type of plum called “jocote”. She has been doing this for some time now and this is how she makes a living. God has always provided for her and with her effort, she makes sure her children have everything they need and they recognize what she does for them.

Elba wants to buy agricultural supplies for the upcoming seasons and that is why she is requesting a loan to INTEGRAL in order to buy seeds, compost and fertilizers among other things. She hopes to receive the loan since she has no additional sources of income and she is responsible with the debts she acquires. The only thing she wants is that her children continue to have a good life and that they have everything they need.
View original language description ↓
Elba de 39 años de edad habita junto a su feliz familia en su humilde hogar. Es una mujer con muchas aspiraciones y deseos de superación, atenta, amable y responsable con lo que mejor sabe hacer que es entregarle alegría y felicidad a su familia. Elba se dedica al cultivo de maíz, frijol y jocote y realiza esta actividad desde hace tiempo esa es la manea de cómo se gana la vida y gracias a Dios jamás le ha faltado nada y con esfuerzo hace que sus hijos no les falte nada y se esfuercen por todo el trabajo que su madre hace para brindarles lo mejor. La cliente desea comprar insumos agrícolas para sus próximas cosechas es por eso que solicita a INTEGRAL un préstamo para la compra de semillas, abonos, fertilizantes entre otros. Desea tener el crédito pues no cuenta con otra fuente de ingreso y es muy comprometida con las deudas que adquiere, ella lo único que desea es que sus hijos sigan teniendo una buena vida y que no les falte nada.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 682
    View loans »
    El Salvador Loans Fundraising
  • $28,234,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Elba Jalec to buy seeds, compost, fertilizers and other supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 28, 2013
Feb 7, 2013
Currency Exchange Loss:
Apr 19, 2013