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Blanca Del Carmen
The young woman Blanca del Carmen lives in the beautiful town of El Sauce. She is single, and is twenty-six years old. She studies Business Administration and was raised with good principles and traditions. She opted to look for work since she was very young in order to pay for her studies, since her parents come from a background of scarce resources.

As a young enterprising woman with a vision to move forward, she began to work in an office. Today, she works as an accounting assistant and she has finished her professional career classes.

She is requesting a loan to pay the final fees in order to get her License in Business Administration degree. With her low salary, she can only cover her personal and home expenses; she is responsible for the home where she lives with her parents.
View original language description ↓
En el bello municipio de El Sauce habita la joven Blanca del Carmen, soltera, de 26 años que estudió la carrera de Administración de Empresas, criada con buenos principios y costumbres y que optó por buscar empleo desde muy joven para pagar sus estudios ya que sus padres son de escasos recursos.

Como una joven emprendedora y con visión de salir adelante inició laborando como oficinista hoy desempeña el cargo de auxiliar de contabilidad y terminó su carrera profesional.

Está solicitando un crédito para pagar los módulos para obtener el título de Licenciada en Administración de Empresas, ya que con su bajo salario solo abastece sus gastos personales y del hogar porque es responsable de la vivienda donde habita con sus padres.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 110
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Blanca Del Carmen to pay the final fees for her university degree.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Feb 5, 2013
Currency Exchange Loss:
Dec 21, 2013