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Rosa Francisca
Rosa is a married woman with a great will to get ahead. She, together with her husband and three children, has known how to work the land planting and cultivating corn, beans, and rice. In addition to working the land, she also has a small business selling dairy products. She makes these by purchasing milk and producing by-products, such as cheese curd and butter, on a small scale. She then sells these to her neighbors and friends.

She was not able to study as her parents had limited resources, however, she was able to complete the fourth grade in primary school. She is proud of the fact that she has some basics, which has helped her to be able to read and write. She is grateful to her parents for their efforts in addition to the work they did because she inherited it from them. They taught her how to work the land as well as methods for planting and cultivation and she has made a living farming for more than 20 years now. She has her own small plot of land, which is a result of her work and effort, together with her husband and family.

Currently, Rosa is requesting help to be able to buy seeds, fertilizers and for some mechanization to be able to continue working planting and cultivating corn, beans, and rice. This will allow her to continue helping her husband with the household expenses and other necessities that come up on a daily basis like clothing, school, medicine, and food, among others. Farming is the only means of support for her and her family.

Her dream is to be able to make her business grow, helping her husband to expand to other areas so that they can make a better income. This will allow them to give their children a better education, which is the greatest tool, and they can use it to get good jobs, have a better quality of life, and will be able to get ahead. This way, they too will be able to achieve their dreams.
View original language description ↓
Rosa es una mujer casada con mucha voluntad de salir adelante junto a su esposo y sus 3 hijos han sabido trabajar la tierra en la siembra y cultivo de maíz, frijoles y arroz. ademas de trabajar la tierra también tiene un pequeño negocio de venta de lácteos la cual elabora comprando leche y sacando algunos de sus derivados como ser cuajada y mantequilla en pequeña escala que es vendido a sus vecinos y amigos, ella no pudo estudiar ya que sus padres eran de bajos recursos; pero pudo cursar hasta el cuarto grado en la primaria; ella se siente orgullosa de tener un conocimiento básico el cual le ayuda para poder leer y escribir lo cual agradece a sus padres el esfuerzo ademas de su trabajo ya que fue heredado por ellos, le enseñaron como trabajar la tierra y las técnicas para poder sembrar y cultivar ya que ella se dedica al cultivo hace mas de 20 años ahora cuenta con un pequeño terreno el cual es propio, fruto de su esfuerzo y trabajo junto a su esposo y familia.

Rosa actualmente solicita ayuda para poder comprar semilla, fertilizantes y la parte de mecanización para poder seguir trabajando en la siembra y cultivo de maíz, frijoles y arroz para poder seguir ayudando a su esposo con los gastos en el hogar y otras necesidades que a diario se presentan como vestimenta, educación, medicina, alimentación, entre otros ya que la agricultura es el único sustento para ella y su familia.

Su sueño es poder hacer crecer su negocio ayudando a su esposo a extenderse a otros lugares para que puedan tener mayores ingresos y poder darle a sus hijos una mejor educación, para que esa sea la mejor herramienta y la puedan utilizar para obtener buenos empleos, un mejor estilo de vida y se puedan superar y así puedan cumplir también sus sueños

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,146,250
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Rosa Francisca to buy seeds, fertilizer, and for farming mechanization to plant corn, beans, and rice.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jan 29, 2013
Listed
Feb 5, 2013
Currency Exchange Loss:
Covered
Ended:
Feb 17, 2014