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Martha Isabel
Martha Isabel is 27 and was born in La Palma district, which is 7 km from the city of El Sauce. Despite being raised on a farm, she has a vision to get ahead by following a profession. She is studying to be an elementary teacher because she is passionate about teaching children, especially those modest children who live in the countryside and need more support, to read and write. She is a fighter, who tries to face all the difficulties life presents, such as holding classes in an area far from her house. Every day she gets up at 4 a.m. to get to the little school on time.

At her young age, she has a family comprised of her husband and young son, for whom they work together to provide a decent home. She has been an elementary teacher for two years. She is applying for a loan to buy medicine and pay for medical exams so that her health will improve. Recently, she has been ill and unable to pay these expenses. She is asking that Kiva lenders, through Ceprodel, grant her this small loan, since she will not be able to cover these important household expenses without their help.
View original language description ↓
Martha Isabel es una joven de 27 años originaria de la comarca La Palma ubicada a 7 km del municipio de El Sauce.
A pesar de ser criada en el campo tiene la visión de salir adelante y ser una profesional por eso optó por estudiar la carrera de Magisterio porque le apasiona enseñar a leer y escribir a los niños sobre todo los del campo que son humildes y sencillos y que necesitan mucho del apoyo de los demás.

Es una mujer luchadora que trata de enfrentar todas las adversidades que en la vida se le presentan como tener que dar clases en una comarca muy alejada de la zona donde habita y todos los días se levanta a las 4 de la mañana para estar puntual en la escuelita.

A su corta edad tiene un hogar conformado por su esposo y su pequeño hijo los que en conjunto luchan a diario para tener un hogar digno donde vivir.

Actualmente tiene dos años de desempeñarse como profesora de primaria y está solicitando por primera vez un crédito para compra de medicina y pago de exámenes médicos con el fin de mejorar su salud, ya que últimamente se ha sentido mal y por su bajo salario no puede cubrir estos gastos.

Solicita el apoyo a los inversionistas de KIVA a través de Ceprodel para que le otorguen este pequeño crédito ya que sin la ayuda de ellos no pueden cubrirse estos importantes gastos del hogar.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 111
    View loans »
    Nicaragua Loans Fundraising
  • $23,723,925
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Martha Isabel to buy medicine and pay for medical exams.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 31, 2013
Listed
Feb 5, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 18, 2014