Mama, 45 years old, lives in Paynesville, one of the populated areas in Montserrado County. She is married and has three children aged between 17 and 25 years old. Mama's children are currently in school and only two live at home. Since 2007, Mama has been selling soap in the local market. She started this business with a little amount received from her husband. Mama enjoys the buying from her customers and the money that she generates from her business. She is requesting a loan to purchase more soap to enlarge her business. Mama plans to build a house.