Isaac is a 41-year-old married man living in Kagadi, Uganda. Due to his passion for agriculture he started a produce business ten years ago. With the proceeds he has been able to build rental houses to supplement his income and also has continued to do farming. He dreams of educating his six children and buying a vehicle. Weather and bad roads affect his business projections, and his dream is to venture into commercialized agriculture. Isaac intends to use the loan to buy cassava, beans and maize to sell.