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Kiluvya Group
In this Group: Andrew, Renatus, Ambros, Mazagazaga, Joyce, Miriamu
Andrew M. is a 40-year-old father. He is married and has two children, ages 17 and 20. He is the leader of the Kiluvya group (the name means "community" in Swahili). He currently runs a photography business in his community near Dar es Salaam, earning a monthly profit of $85. He began doing photography eight years ago. He works from 7:00 am to 9:00 pm daily.

Andrew has taken out five loans with Tujijenge before, and he has succesfully repaid all of them. With this loan, he hopes to upgrade his camera and equipment, which will allow him to take more pictures of better quality. Furthermore, he is also using the loan to put together a collection of his work that he will sell when it is finished.

Along with Andrew, there are five other members in his group who will share the loan. These members own businesses ranging from tailoring to food vending. The group takes the loan out together and guarantees each member in the group to ensure full payback.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 41
    View loans »
    Tanzania Loans Fundraising
  • $14,890,150
    Funds lent in using Kiva
  • 1,186.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kiluvya Group's $2,200 loan helped a member to purchase a better camera and film.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 19, 2008
Jul 5, 2008
Currency Exchange Loss:
Dec 16, 2008