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Haik, who lives in Tegh village with his wife and two children, is involved in cattle breeding. He keeps ten chickens, four pigs and five cows. His income is gathered from selling milk and meat in local markets. Haik is also a lecturer at Goris State University, but his monthly income is only enough to cover the family's daily costs.

Farm expansion is very important for Haik, so he has requested this loan to help him purchase two cows and forage to feed them. This expansion in agricultural activity will make his family's life better.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,833,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Haik to pay for two cows and forage to feed them.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 16, 2013
Feb 5, 2013
Currency Exchange Loss:
Apr 16, 2014