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Samiboy is an active and hardworking young man. He has many years of experience producing traditional Tajik flat breads. He used to work in a bakery for another baker, but to his big regret the owner of the bakery moved to another town and the bakery closed down so he was left without work. Samiboy, his wife and child live with parents in one apartment and to be able to feed the family he decided to open his own bakery. At this time he rents out a space where he makes flat breads. Because of his mother's illness he could not invest the necessary amount into his small business and right now needs in a small amount of money. To solve this problem and make the needed amount for living and support of his family he has decided to come for a loan. He plans to use the loan to buy flour and coal. Samiboy hopes that he will be able to advance his business and get a certain profit. He is thanking Kiva for the support in the growth of his business and well being of his family.
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Самеъбой – активный и трудолюбивый молодой человек. Имеет многолетний опыт по изготовлению национальных лепёшек. Раньше работал в руках у одного пекаря в пекарни, но к его большому сожалению хозяин пекарни уехал в другой город, а пекарня закрылась, и он остался без работы. Самеъбой, его жена и ребёнок живут с родителями в одной квартире и чтобы как то прокормить семью Самеъбой решил открыть свою пекарню. На данный момент он арендует помещение и занимается изготовлением лепёшок. Но в связи с болезни матери он не смог вложить нужную очередную сумму в свой маленький бизнес и на данный момент нуждается в небольшой сумме денег. Чтобы решить свою проблему и заработать определённую сумму для дальнейшего проживания и содержание семьи он решил обращаться за кредитом. На приобретённый кредит планирует закупить муку и уголь. Самеъбой надеется, что этим сможет продвинуть свой бизнес и приобрести определённый доход. Он благодарит организацию «Кива» за содействие в его развитие бизнеса и спокойствие в семье.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 197
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Samiboy to purchase coal and flour.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 7, 2013
Currency Exchange Loss:
Feb 17, 2014