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Alba Luz
Alba Luz has been working for 30 years as an English teacher, and her husband is a driver with a transport company, and this work helps them to bring up their children as well as possible, of whom two are independent and only one is still in their care, because he suffers from mental retardation. This condition has been difficult in terms of providing care and therapies, but God be thanked, they have had the support of a program to help people with disabilities. Alba deeply wishes to improve her home, so she is requesting a loan to raise and change the roof of her house by buying zinc roofing, support beams, and paying for labor costs to make her house look nice and presentable.
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La señora Alba Luz tiene 30 años de laborar como docente de la clase de ingles, su esposo es conductor en una empresa de transporte así ellos se ayudan para sacar a delante a sus hijos quienes dos ya son independientes solamente uno esta cargo de ellos quien padece de retraso mental lo cual ha sido difícil el cuido y las terapias pero gracias a dios cuenta con el apoyo de un programa que ayudan a personas con capacidades diferentes, doña Alba anhela mejorar su vivienda por lo que solicita el crédito para levantar y cambiar el techo de su casa comprando laminas de zinc, perlines y pagara la mano de obra para que su hogar se vea bonito y presentable.

Additional Information

About AFODENIC

This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 94
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $750 helped Alba Luz to buy zinc coated sheets of roofing, support beams, and to pay for labor costs.
99% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 31, 2013
Listed
Feb 4, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014