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Harriet is 40 years old and lives in the town of Luwero, in the Luwero region of Uganda. She is single and has one child, who is currently in school. For the past eight years, Harriet has been working hard to manage her restaurant, where she sells cooked food.

To help expand her business, Harriet has requested a loan of 3,000,000 Ugandan Shillings (UGX) from BRAC Uganda. She will use the loan to stock food and to buy more tables and chairs for the restaurant. These purchases will help Harriet to generate greater profits, which, in turn, will enable her to complete her unfinished house. Harriet hopes that in the future, she will be able to expand the business and build some lodging rooms beside the restaurant.

Harriet is a member of BRAC's Small Enterprise Program (SEP). The program serves primarily small entrepreneurs like Harriet, who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 206
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 2,669.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Harriet to buy more tables and chairs for the restaurant, and to stock food.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 16, 2013
Feb 4, 2013
Currency Exchange Loss:
Mar 21, 2014