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Shabana, age 31, is a trader in children's clothing. She buys a variety of children's clothes from the main city market and sells these to the people of her local community.

Shabana and her husband have two children. She started her business because it was very difficult for her to meet her family's household needs with only the small income of her husband. Therefore, she decided to help her husband in earning. Now she plays a very important role in supporting her family.

She has been in association with Kashf for the past two years. At present, she is requesting a loan in the amount of Rs. 20,000, which will allow her to purchase a greater selection of clothes in a larger variety of colors, taking into account the taste and choice of her customers.

Shabana expects a boost in her net income through her increased sales.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 434
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Shabana to purchase a greater selection of children's clothes in a larger variety of colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 8, 2013
Feb 4, 2013
Currency Exchange Loss:
Oct 17, 2013