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David is 45 years old and married with four children, all of whom are in school. He is a farmer who lives in Litein county with his family. For the past eight years, David has been producing tea, vegetables, and milk that he sells at the local market in his area. His major farming challenges are inadequate finances and high competition.

David is requesting a 63,000 KES loan from Juhudi Kilimo to purchase a chuff cutter to help him harvest more food for his dairy cows which will allow him to produce more milk to earn extra income. He hopes to use the profit from his loan to improve his family's living standards and pay for his children's schooling. David is very thankful to Juhudi Kilimo for giving him a loan.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 736
    View loans »
    Kenya Loans Fundraising
  • $44,838,650
    Funds lent in using Kiva
  • 87.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped David to purchase a chuff cutter.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Jan 20, 2013
Feb 4, 2013
Currency Exchange Loss:
Jul 17, 2014