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Djiguiya Group
In this Group: Maimouna , Awa , Diassan , Fanta , Soundje , Mariam
Djiguiya is a group belonging to the Mariamton association of Kelyean. The group is composed of six women who know each other as relatives and neighbors. They average 50 years of age. They are all married, with six children on the average, and are engaged in various activities such as selling condiments and cooking pancakes for sale, which is what Maimouna does. Maimouna is the only person wearing a black outfit in the photo. The group members live in traditional large families in Keleya, in the Bougoni prefecture (Sikasso Region of Mali). They have been in retail for many years and have a good customer following.

With the goal of meeting the growing customer demand, six years ago the group members have decided to join the Soro Yiriwaso loan program. They are on their fourth solidarity loan. Maimouna, who is the group’s leader and well known in Keleya, excels at selling cereal pancakes. She plans to use her loan to buy for bags of millet and other ingredients. She stocks up in Keleya and nearby and sells her pancakes in Keleya, retail, for cash and on credit, to a customer base composed of men and women. She hopes to achieve a monthly revenue of 25,000 West African francs, which will allow her to repay her loan and reinvest in her business.
View original language description ↓
DJIGUIYA est un groupe de l’association MARIAMTON de KELEYA. Il regroupe 6 femmes qui se sont connues à travers des liens de parenté et de voisinage. Elles ont une moyenne d’âge de 50 ans. Mariées avec en moyenne six enfants, elles mènent différentes activités telles l’achat vente de condiments et la préparation vente de galettes à l’image de MAIMOUNA qui est la seule personne habillée en robe noire de la photo. Elles vivent dans des grandes familles traditionnelles à KELEYA dans la préfecture de BOUGOUNI (Région de SIKASSO, République du Mali). Elles sont dans le petit commerce depuis plusieurs années et sont très sollicitées dans leurs activités.
Dans le souci de satisfaire le besoin croissant de leur clientèle, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso il y a six ans. Elles sont à leur quatrième prêt solidaire.
MAIMOUNA, qui est la présidente du groupe et très connue à KELEYA, excelle dans la vente de galette à base de céréales. Elle compte utiliser son prêt pour acheter 4 sacs de mil et ingrédients. Elle s’approvisionne à KELEYA et environnants et vend ses galettes à KELEYA, en détail, au comptant et à crédit, à une clientèle composée d’hommes et de femmes.
Elle espère sur un bénéfice mensuel de 25.000FCFA somme qui lui permettra de rembourser le prêt et de réinvestir dans son activité.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 2
    View loans »
    Mali Loans Fundraising
  • $11,596,050
    Funds lent in using Kiva
  • 481.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD