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Djekafo Group
In this Group: Maimouna , Fanta, Rokia Madane , Rokia Lassine
Djekafo is a group within the Sabougnouma association in Ouelessebougou. The group is made up of four women who met one another through relatives and neighbors. They are all, on average, 40 years old. They are all married and have, on average, three children each. They are active in different businesses such as buying and selling condiments. For instance, Maïmouna (standing, second from the left in the photo) is active in this line of business. The women all live in large, traditional families in Ouelessebougou, in the prefecture of Kati (region of Koulikoro, in the Republic of Mali). They have been active in the area of small-scale trade for several years now, and their businesses are in high demand.

Striving to meet the growing needs of their customers, the group members decided to join Soro Yiriwaso's credit program two years ago. They are on their third group loan.

Maïmouna, the group's president and well known in Ouelessebougou, excels in the sale of condiments. She plans to use her loan to buy a large quantity of various condiments (pepper, eggplant, fresh tomato, onion, shea butter oil, cabbage, Maggi cubes, and cooking salt). She stocks up in Bamako and locally from wholesalers and sells her condiments in Ouelessebougou, individually, for cash or credit, to a clientele made up of both men and women.

She hopes to earn a monthly profit of 10,000 FCFA, which will enable her to pay back the loan and reinvest in her business.
View original language description ↓
Djekafo est un groupe de l’association Sabougnouma de Ouelessebougou. Il regroupe 4 femmes qui se sont connues à travers des liens de parenté et de voisinage. Elles ont une moyenne d’âge de 40 ans. Mariées avec en moyenne trois enfants, elles mènent différentes activités telles l’achat vente de condiments à l’image de Maïmouna qui est la deuxième personne debout de la gauche vers la droite de la photo. Elles vivent dans des grandes familles traditionnelles à Ouelessebougou dans la préfecture de Kati (Région de Koulikoro, République du Mali). Elles sont dans le petit commerce depuis plusieurs années et sont très sollicitées dans leurs activités.
Dans le souci de satisfaire le besoin croissant de leur clientèle, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso il y a deux ans. Elles sont à leur troisième prêt solidaire.
Maïmouna, qui est la présidente du groupe et très connue à Ouelessebougou, excelle dans la vente de condiments. Elle compte utiliser son prêt pour acheter une grande quantité de condiment alimentaires de différentes sortes (poivre, aubergines, tomate fraiche, oignon, huile de beurre de karité, choux, cube Maggi, et sel de cuisine). Elle s’approvisionne à Bamako et sur place auprès des grossistes et vend ses condiments à Ouelessebougou, en détail, au comptant et à crédit, à une clientèle composée d’hommes et de femmes.
Elle espère sur un bénéfice mensuel de 10.000FCFA somme qui lui permettra de rembourser le prêt et de réinvestir dans son activité.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,200
    Average annual income
  • 24
    View loans »
    Mali Loans Fundraising
  • $9,946,875
    Funds lent in using Kiva
  • 481.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djekafo Group's $225 loan helped a member to buy condiments.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 15, 2013
Listed
Feb 4, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013