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Karamatkhan is 58 years old, married and has two adult sons. Her grandson, who attends a seventh grade, lives together with them. Karamatkhan started her business in animal husbandry and farming in 1990. After the breakup of the USSR, she received a land plot because collective farms were dissolved. Karamatkhan started her business with 10,000 KGS. Today, she has a very well-developed business. She also grows potatoes and beans and sells the harvest at local markets. In order to further develop her business, Karamatkhan requested a loan in the amount of 130,000 som (KGS) from the "Bai-Tushum and Partners" company to buy a horse and two heifers, and fertilizers with the rest of the funds.
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Караматхан 58 лет, замужем и имеет двух взрослых сыновей. Вместе с ними живет внук, внук учится в 7 классе. Караматхан начала свой бизнес в животноводстве и полеводстве в 1990 году. После развала СССР получили наделы земли, ведь колхозы были расформированы. Караматхан начала свой бизнес с 10,000 KGS. На сегодняшний день в хозяйстве Караматхан имеет очень развитое хозяйство. Также она выращивает картошку и фасоль, урожай Караматхан продает на местных рынках. В целях дальнейшего развития своего бизнеса, Караматхан обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS) на покупку лошади и 2 нетели на остаток средств планирует купить удобрения.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,317,750
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,725 helped Karamatkhan to buy a horse and two heifers, and fertilizers.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 30, 2013
Feb 6, 2013
Currency Exchange Loss:
Feb 17, 2015