Sitan (the woman standing first on the left in the picture) is a large seller of all sorts of condiments in the village of Cinzare Gare. She plans to use her loan to buy 200 kgs of peppers and 1000 patties of sumbala wholesale, together with the stall holders from the surrounding villages, at the Médine market of Ségou. She makes her sales for cash or credit from her home and at the village market to a customer base mainly composed of women. Sitan hopes to make an average monthly profit of 47 000 francs with the help of this loan, which will be reinvested in her business and used to take care of the health care of the children in the household.
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont décidé de collaborer avec Soro Yiriwaso et sont à leur 4ème cycle de prêt solidaire.
Madame Sitan (femme debout à l’extrême gauche sur la photo) est une grande vendeuse de condiments de toutes sortes dans le village de Cinzana Gare. Elle compte utiliser son prêt pour acheter 200kg de piment et 1000 morceaux de Sounbala en gros avec les foraines des villages environnants de Ségou au marché Médine. La revente se fait au comptant, à crédit, à domicile et à la foire du village à une clientèle composée majoritairement de femmes. Madame Sitan espère trouver un bénéfice mensuel moyen de 47.000 FCFA avec ce prêt, qui sera utilisé, pour être réinvesti dans l’activité et assurer les soins de santé des enfants du foyer.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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