Gam B 2023-1 Group
Khemisa is joined in her small group by Esther M., Luica A., Sadia S., and Rose A.. Esther M. sells beer at the bar and wants to build a lodge at the river shore. Luica A. currently sells charcoal and wants a loan to open up a bar at her market premises. Sadia S. sells cold goods such as soda and ice cream at the market and wants to expand her shop. Rose A. sells radios and televisions at the market and is requesting a loan to build a place for watching football competitions such as the World Cup and many more.
About BRAC South SudanBRAC's holistic approach to poverty alleviation and empowerment of the poor encompasses a range of core programs in economic and social development, health, education, and human rights and legal services which are delivered through an extensive network of village organizations. BRAC has become one of the world's largest NGOs as a measured by the scale and diversity of its interventions.
In 2007, BRAC started operations in Southern Sudan. The microfinance program, which is targeted towards returning war refugees, has already formed 418 village organizations with more than 14,000 women members.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About South Sudan
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Success!! The loan was 100% repaid