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This is Analisa, 38, a resident of Intramuros, Philippines. She is married to Jose, a tricycle driver, and a mother to her children. She and her husband manage their own household. At this time, she is working hard to continually provide income for their everyday expenses.

Analisa oversees and owns the operations of their tricycle transportation business. They have one unit of tricycle that carries up to five passengers to their destination within the community. The tricycle driver then remits a boundary (daily quota) each day to her. She also has a pedicab/sidecar for additional income. In her business the regular customers are the local community. She earns a minimum of Php 500 every day.

To help her continue operations of her business, she is requesting a Php20,000 loan. She will be utilizing the loan to buy spare parts and accessories and to pay for maintenance on their motorcycle. She expects a boost in her business income as she expands her business.

Nenita dreams to be able to give her family a good life and hopes to give her children and grandchildren a good and quality education through all her hard work on her business. She faithfully meets up with her co-fellowship members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 661
    View loans »
    Philippines Loans Fundraising
  • $63,141,900
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Analisa to buy spare parts and accessories and to pay for maintenance on their tricycle unit.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Feb 1, 2013
Feb 11, 2013
Currency Exchange Loss:
Jun 17, 2013