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Marlene

Update on Marlene

Señora Marlene continues with the same work of selling charcoal. She says it has gone well with work because her sales have increased. At this time she asks for the loan to buy charcoal in bulk because it is the carnival season when there is great demand since it is customary to have barbecues. Marlene is happy because her earnings are also increasing.
View original language description ↓
La Sra. Marlene sigue con la misma actividad de la venta de carbón, cuenta que le fue bien con su actividad, en esta ocasión solicita el crédito para la compra de insumos ya que incremento sus ventas, en esta ocasión solicita el crédito para la compra de carbón por mayor ya que esta época de carnavales tiene mucha demanda ya que es costumbre hacer parrilladas, Marlene siente feliz ya que también está incrementando sus ganancias.

Previous Loan Details

Sra. Marlene is originally from the residential area of San Carlos, which is about 15 kilometers from the town of San Jose. She has her own home that she purchased through hard work. Her current business is selling charcoal at the local market. She is in a common-law relationship with Sr. Luis... More from Marlene's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 181
    View loans »
    Bolivia Loans Fundraising
  • $30,854,225
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Marlene to buy charcoal in bulk.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 21, 2013
Listed
Feb 2, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014
This photo was used before for a previous loan for Marlene. It was first posted on Kiva on May, 2012. Learn More