Agim is in his early fifties, married, and has one child who attends university. His family lives in the suburban area of a main city in south eastern Albania.
Agim has been a barber since his early twenties; yet, he has been operating his barber shop for fifteen years, and has been the only one to provide financially for his family, these past twenty years. His business has been doing very well; both parties are happy, clients and Agim. “To achieve good customer service, I have to work long hours. My shop is open from 6am to 10pm, seven days a week. If ever I want to get some rest, only a few days though, as I can’t afford more, I will bring in another barber to replace me, so that I don’t lose my clientele,” Agim said.
Agim is now requesting a loan to make some repairs to his barber shop and the amount he needs is 150,000 Albanian Lek.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.