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Jose Urias
Jose Urias lives with his life partner and their children. He works for a private company as a master builder. He has a number of years of experience, and this has given him the opportunity to increase his earnings. There is a lot of demand for his work, as he is one of the best workers in the place. Jose is a man who is devoted to his work. He is ready to give his all so that he can accomplish his dreams. His family is the most important thing in his life, and in recent weeks, the deterioration of his house has interrupted the tranquility of his household. His house needs repairs, and he wants to do them as soon as possible for the safety of all. Jose's biggest secret is perseverance; he knows that this is how to achieve success. He needs to invest, but he lacks the capital, and so this is why he is requesting a loan from INTEGRAL that will allow him to buy cement, bricks, tools, etc. Jose Urias has good credit references, and he accepts the responsibility of paying off the debt. Also, he has hopes that he will be able to give his family a better quality of life.
View original language description ↓
José Urias vive junto a su compañera de vida y sus hijos, él es un empleado de empresa privada y trabaja como maestro de obra, tiene varios años de experiencia y eso le ha dado la oportunidad de obtener siempre las mejores ganancias, su trabajo es muy demandado y es uno de los mejores trabajadores del lugar; José es un hombre entregado a su labor, dispuesto a dar todo de su parte para cumplir sus sueños lo mas impórtate en su vida es su familia y en las ultimas semanas el deterioro de su vivienda ha incomodado la tranquilidad de su hogar, la casa necesita reparaciones y quiere realizarlas lo mas pronto posible para la seguridad de todos, su mas grande secreto es la perseverancia, sabe que así alcanzara el éxito, necesita invertir pero no posee de suficiente capital por eso le solicita a INTEGRAL un crédito que le permita comprar cemento, ladrillos, herramientas etc. José Urias tiene buenas referencias de pago y se hace responsable de cancelar la deuda y a la vez tiene la esperanza que podrá darle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 655
    View loans »
    El Salvador Loans Fundraising
  • $26,134,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jose Urias to buy cement, bricks, and tools.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Feb 2, 2013
Currency Exchange Loss:
Jan 25, 2014