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Miguel Angel
Miguel Ángel lives with his life partner and child in his own house. He has a furniture shop where he makes and upholsters different types of furniture. He has had the business for several years and has a lot of valuable experience that allows him to do his job well. At the same time he earns very good profits.

The business is in a very strategic location that he describes as excellent for his activities. He has a lot of customers and lately demand has increased because everything he makes is of high quality at an affordable price. In addition, his service is excellent: he always greets people with a huge smile on his face.

Miguel's a hardworking man who's ready to get ahead and triumph. He has many goals to reach, one of which is to see his business grow so he can stay ahead of the competition. He thinks that champions aren't made in gymnasiums but of something intangible they have deep inside of themselves: it's a desire, a dream, a vision.

Thinking this way is how he decided to ask Integral for a loan that will allow him to buy a load of wood, etc.

Miguel Ángel has a good payment record and impeccable morals. He's certain he'll repay the debt as well as be able to bring financial security to his household.
View original language description ↓
Miguel Ángel vive junto a su compañera de vida y su hijo en casa propia. El posee un taller de carpintería elabora y tapiza muebles de diferentes tipos, tiene varios años con el negocio y posee mucha experiencia valiosa que le permite realizar bien su trabajo y al mimo tiempo obtiene muy buenas ganancias, el negocio esta ubicado en un lugar muy estratégico que califico como excelente para sus actividades, tiene mucha clientela y últimamente ha aumentado la demanda pues todo lo realiza de primera calidad y a precios accesibles, además el servicio es excelente siempre recibe a las personas con una enorme sonrisa en el rostro; Miguel es un hombre trabajador dispuesto a salir adelante y triunfar, tiene muchas metas por alcanzar, una de ellas es ver crecer su negocio para mantenerse adelante de la competencia, piensa que los campeones no se hacen en gimnasios, están hechos de algo inmaterial que tienen muy dentro de ellos, es un deseo, un sueño, una visión, pensando así es como se decido a solicitarle a INTEGRAL un crédito que le permita comprar un lote de madera, etc. Miguel Ángel tiene buenas referencias de pago y una moral intachable asegura saldar la deuda y a la vez tiene la certeza que así podrá llevar seguridad económica a su hogar.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 477
    View loans »
    El Salvador Loans Fundraising
  • $23,302,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Miguel Angel to buy a load of wood.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Feb 17, 2013
Listed
Feb 2, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 21, 2014