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Concepción, 62, currently lives alone. He plans to use the loan to buy supplies and seeds to plant fodder for his cattle. He has a patch of land which is not in use and would be perfect for cattle raising, hence his desire to plant fodder. He wants to put the land to good use and believes the loan will help him get started with the planting so he can put the animals there in the future. This will allow him to earn a good profit for his well-being and economic stability.

This is his first loan through FUDECOSUR. He has never had access to any state bank loan; FUDECOSUR is giving him better loan terms with a much lower interest rate.
View original language description ↓
Concepción, tiene la edad de 62 años, vive solo actualmente. El con el crédito quiere comprar los insumos y la semilla para sembrar pasto para el cuido de ganado. El cuenta con un lote actualmente desocupado y es de optimas condiciones para la ganadería por lo cual quiere realizar esta siembra. El quiere darle un buen uso al terreno. El pretende con el crédito generar una excelente asistencia a la siembra y así poder meter unos animalitos a futuro y obtener el máximo de ganancias económicas para su bienestar y su estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 16
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 503.0
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Concepcion to buy fodder for his cattle.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Feb 7, 2013
Currency Exchange Loss:
Nov 17, 2013